The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 01, 2023

Filed:

Aug. 25, 2020
Applicant:

Mastercard International Incorporated, Purchase, NY (US);

Inventors:

Keyur Patel, Jersey City, NJ (US);

Hemant Bhanushali, Brooklyn, NY (US);

Sachin Ahuja, Millstone, NJ (US);

Assignee:
Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); G06Q 30/018 (2023.01); G06Q 20/38 (2012.01); G06K 7/14 (2006.01); G06F 21/44 (2013.01); G06Q 20/32 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/40145 (2013.01); G06F 21/44 (2013.01); G06K 7/1417 (2013.01); G06Q 20/3276 (2013.01); G06Q 20/3829 (2013.01); G06Q 30/0185 (2013.01); G06Q 2220/00 (2013.01);
Abstract

Payment authentication using OS-based (operating system-based) and issuer-based authenticator applications is provided. The described authenticator applications perform processes including managing a resource with information about registered users; receiving user identifiable information; authenticating a user using the user identifiable information and the information stored in the resource; upon authenticating the user using the user identifiable information and the information stored in the resource, generating a key tied to existing biometric authentication of the user and mapped to the user identifiable information; and communicating with a support server to provide the key and a notification of a potential transaction.


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