The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Aug. 01, 2023
Filed:
Oct. 14, 2020
Applicant:
Visa International Service Association, San Francisco, CA (US);
Inventor:
Ayman Hammad, Pleasanton, CA (US);
Assignee:
Visa International Service Association, San Francisco, CA (US);
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/36 (2012.01); G06Q 20/12 (2012.01); G06Q 20/20 (2012.01); G06Q 20/22 (2012.01); G06Q 20/32 (2012.01); G06Q 20/34 (2012.01); G06Q 20/38 (2012.01); G06Q 20/42 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/36 (2013.01); G06Q 20/12 (2013.01); G06Q 20/204 (2013.01); G06Q 20/227 (2013.01); G06Q 20/325 (2013.01); G06Q 20/3226 (2013.01); G06Q 20/3227 (2013.01); G06Q 20/3278 (2013.01); G06Q 20/351 (2013.01); G06Q 20/352 (2013.01); G06Q 20/353 (2013.01); G06Q 20/385 (2013.01); G06Q 20/425 (2013.01);
Abstract
The CLOUD-BASED VIRTUAL WALLET NFC APPARATUSES, METHODS AND SYSTEMS ('EAE') transform user enhanced security transaction initiation requests using EAE components into time-limited, session-specific transaction bounding tokens. In some implementations, the disclosure provides a processor-implemented method of transforming a transaction bounding token request into transaction bounded tokens and purchase authorizations.