The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jul. 25, 2023
Filed:
Nov. 23, 2020
Wells Fargo Bank, N.a., San Francisco, CA (US);
Stephen M. Ellis, Tahoe City, CA (US);
Michael J. Kennedy, San Francisco, CA (US);
Ashish Bhoopen Kurani, Burlingame, CA (US);
Melissa Lowry, San Francisco, CA (US);
Uma Meyyappan, Fremont, CA (US);
Bipin Sahni, Pleasanton, CA (US);
Nikolai Stroke, Gilbert, AZ (US);
Wells Fargo Bank, N.A., San Francisco, CA (US);
Abstract
A mobile device includes at least one processor, a memory and computer-executable instructions stored thereon. The mobile device is structured to determine first geolocation information indicative of a location of the mobile device and determine, based on the first geolocation information, that the mobile device is located within a predetermined geographic region from a plurality of merchant locations. The mobile device generates an electronic alert message regarding the plurality of merchant locations and displays the electronic alert message to the user. The mobile device determines a user selection of a payment card via a mobile wallet application running on the mobile device. Second geolocation information regarding a location of the mobile device is determined. A code generate a code for a purchase transaction is generated. The code includes the second geolocation information, tokenized payment card information, and a merchant identifier.