The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jul. 25, 2023

Filed:

Jan. 14, 2022
Applicant:

State Farm Mutual Automobile Insurance Company, Bloomington, IL (US);

Inventors:

Thomas Michael Potter, Normal, IL (US);

Mark E. Clauss, Bloomington, IL (US);

Dustin Ryan Carter, Normal, IL (US);

Douglas Albert Graff, Mountain View, MO (US);

Megan Michal Baumann, Bloomington, IL (US);

Atlanta Bonnom, Bloomington, IL (US);

Craig Cope, Bloomington, IL (US);

Jennifer Luella Lawyer, Bloomington, IL (US);

Curtis Simpson, Bloomington, IL (US);

Nathan W. Baumann, Bloomington, IL (US);

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/08 (2012.01); B60R 25/04 (2013.01); G08B 25/00 (2006.01); B60R 25/102 (2013.01); B60W 40/09 (2012.01); B60W 40/08 (2012.01); G08B 21/02 (2006.01); B60W 30/08 (2012.01);
U.S. Cl.
CPC ...
B60R 25/04 (2013.01); B60R 25/102 (2013.01); B60W 40/08 (2013.01); B60W 40/09 (2013.01); G06Q 40/08 (2013.01); G08B 21/02 (2013.01); G08B 25/00 (2013.01); B60W 2030/082 (2013.01);
Abstract

In system and methods for pre-generating insurance claims, accident data associated with a vehicle accident involving a driver may be collected. The accident data may be analyzed, and a likely severity of the vehicle accident may be determined based upon the analysis of the accident data. An estimated insurance claim may be generated based upon the determined likely severity of the vehicle accident, and transmitted, via wireless communication, from one or more remote servers to a mobile device associated with the driver to facilitate presenting all, or a portion of, the estimated insurance claim to the driver or the insured. A wireless communication from the driver or insured indicating approval, rejection or modification of the estimated insurance claim may be received. The estimated insurance claim may be handled in accordance with the approval, rejection or modification.


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