The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jul. 11, 2023
Filed:
Jul. 30, 2021
Royal Bank of Canada, Toronto, CA;
Stephen James Scott, Oakville, CA;
Weiqiang Yin, Mississauga, CA;
Edison U. Ortiz, Orlando, FL (US);
Terry W. Lee, Toronto, CA;
Gabriel Y. Woo, Toronto, CA;
Judy Dinn, Toronto, CA;
Chai Lam, Toronto, CA;
ROYAL BANK OF CANADA, Montreal, CA;
Abstract
Systems (), methods, and machine-executable data structures for the processing of data for the secure creation, administration, manipulation, processing, and storage of electronic data useful in the processing of electronic payment transactions and other secure data processes. Aspects of such systems () include trusted platforms () by which networked communication devices () and merchant systems () may registered as trusted entities. Information associated with particular payment means, such as accounts or payment tokens, can be stored on device(s) secure data sets known as virtual or electronic wallets (), or in the form of secure payment tokens. Among other improvements, the invention enables the use of multiple payment accounts to fund purchases and other electronic transactions.