IDiyas

For the Inventor, By the Inventor

The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Patent No.:

US 11687986 B1

PDFFull Text
Date of Patent:
Jun. 27, 2023

Filed:

May. 15, 2020

Method and system for facilitating invoice data, payment credit transfers, real-time package tracking, and account-to-account payment on delivery

Applicant:

Mastercard International Incorporated, Purchase, NY (US);

Inventors:

Viviane Sabat, New York, NY (US);

Andrea Christine Gilman, Chappaqua, NY (US);

Jennifer Wang, Corona, NY (US);

Abhinav Bhatt, Rye Brook, NY (US);

Chhomthyda Chhuan, Long Island City, NY (US);

Daniel Bae, Greenwich, CT (US);

Alonso Araujo, New York, NY (US);

James Nicholas Mortimer, Amersham, GB;

Monica Taylor, Saint Charles, MO (US);

Eitan Ahimor, White Plains, NY (US);

Christopher Murray, Ballwin, MO (US);

Mark N. Savoye, Hartsdale, NY (US);

Robert Pacifico, Ridgefield, CT (US);

Ashfaq Kamal, White Plains, NY (US);

Karan Sharma, Jersey City, NJ (US);

Assignee:

MASTERCARD INTERNATIONAL INCORPORATED, Purchase, NY (US);

Attorney:

Panitch Schwarze Belisario & Nadel LLP

Primary Examiner:

Paul S Schwarzenberg

Int. Cl.
CPC ...
G06Q 30/04 (2012.01); G06Q 10/1093 (2023.01); G06Q 10/083 (2023.01); G06Q 10/0875 (2023.01); G06Q 20/10 (2012.01); G06Q 30/0601 (2023.01); G06F 16/25 (2019.01); G06Q 20/40 (2012.01); G06Q 40/03 (2023.01); G06F 3/04883 (2022.01);
U.S. Cl.
CPC ...
G06Q 30/04 (2013.01); G06F 16/258 (2019.01); G06Q 10/0838 (2013.01); G06Q 10/0875 (2013.01); G06Q 10/1095 (2013.01); G06Q 20/108 (2013.01); G06Q 20/401 (2013.01); G06Q 30/0635 (2013.01); G06Q 40/03 (2023.01); G06F 3/04883 (2013.01);
Abstract

A method for real-time invoice updating and account-to-account payment includes: receiving invoice data based on presentation of an invoice by a distributor to a recipient at a delivery location, modification of the invoice by the recipient, and acceptance of the invoice by the recipient; generating a request for payment (RFP) message based on the invoice data; transmitting the RFP message to a financial institution associated with the recipient via a financial institution of the distributor; receiving, from the financial institution associated with the distributor, a payment confirmation for the invoice based on a real-time payment from the financial institution associated with the recipient; generating reconciliation data based on the payment confirmation and the invoice data; and transmitting the reconciliation data to a computing device of the distributor and a computing device of the recipient.

Find Patent Forward Citations

Loading…