The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jun. 27, 2023

Filed:

Jun. 01, 2021
Applicant:

Vbn Holdings, Llc, Orlando, FL (US);

Inventors:

Michael A. Liberty, Orlando, FL (US);

Mike Love, Austin, TX (US);

Giovanni A. Dalmaso, Houston, TX (US);

Ricardo Osvaldo Giovannone, Albiate, IT;

Assignee:

VBN HOLDINGS, LLC, Orlando, FL (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/38 (2012.01); H04L 9/40 (2022.01); G06Q 20/20 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/3821 (2013.01); G06Q 20/20 (2013.01); H04L 63/0884 (2013.01);
Abstract

A system for implementing and managing network-based, variable authentication protocols receives information relating to a digital monetary transaction. Additionally, the system accesses an initial authentication protocol dataset. The system also generates a variable authentication protocol dataset. The system then communicates the variable authentication protocol dataset to the point-of-sale computer system. The system also receives, from the point-of-sale computer system, authentication tokens. Further, the system validates the authentication tokens in view of the variable authentication protocol dataset. Further still, in response to the validation of the authentication tokens, the system processes the digital monetary transaction.


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