The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jun. 20, 2023

Filed:

Nov. 04, 2021
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventor:

Christopher L. Rice, Charlotte, NC (US);

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
H04L 9/40 (2022.01); G06F 16/23 (2019.01); G06Q 20/40 (2012.01);
U.S. Cl.
CPC ...
H04L 63/1441 (2013.01); G06F 16/2379 (2019.01); G06Q 20/4016 (2013.01); H04L 63/1416 (2013.01); H04L 63/1425 (2013.01);
Abstract

Aspects of the disclosure relate to edge-computing ('EC')-based systems and methods for fraud mitigation. The systems and methods may utilize a multi-layer architecture. The architecture may include a set of N gatekeeper units, and each gatekeeper unit may be associated with an EC device. When a transaction request is received, the request may be processed at a first gatekeeper unit, and, if validated, successively processed by the set of N gatekeeper units. If any gatekeeper unit flags the request as suspicious, the unit may emit an audible alert that may be sensed by the associated EC device. The EC device may transmit a signal to one or more of the other gatekeeper units to perform additional processing for the request. When the request reaches the Ngatekeeper unit and achieves validation, the transaction may be executed via a central server connected to a transaction network.


Find Patent Forward Citations

Loading…