The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jun. 20, 2023

Filed:

Dec. 12, 2018
Applicant:

Visa International Service Association, San Francisco, CA (US);

Inventor:

Gurpreet Singh Bhasin, Foster City, CA (US);

Assignee:

Visa International Service Association, San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G16H 50/30 (2018.01); G06Q 20/32 (2012.01); H04L 67/50 (2022.01);
U.S. Cl.
CPC ...
G16H 50/30 (2018.01); G06Q 20/3221 (2013.01); H04L 67/535 (2022.05);
Abstract

An apparatus and method is disclosed for generating health indicator data such as behavioral health indicators, de facto health indicators, and composite health indicators. Behavioral health indicators represent a degree to which the one or more persons associated with the payment transaction data make health-conscious decisions and are generated based on payment transaction data. Behavioral health indicators may also be generated using a food behavior health indicator, a lifestyle health indicator, an activity health indicator, and a body metric health indicator. De facto health indicators represent a degree to which the one or more persons are observably healthy and are generated based on health sector data. Composite health indicators represent a holistic and complete picture of current and future health and are generated based on behavioral health indicator and de facto health indicator.


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