The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jun. 13, 2023

Filed:

Mar. 26, 2021
Applicant:

Blueowl, Llc, San Francisco, CA (US);

Inventors:

Eric Webster, Bloomington, IL (US);

Susan Beigie, Bloomington, IL (US);

Kyle Schmitt, El Paso, IL (US);

Leif Agerholm Roll, Bloomington, IL (US);

Kathleen Lenzini, Bloomington, IL (US);

Sarah Mineau, Normal, IL (US);

Assignee:

BLUEOWL, LLC, San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/06 (2012.01); H04L 67/306 (2022.01); G06Q 40/02 (2023.01);
U.S. Cl.
CPC ...
G06Q 40/06 (2013.01); G06Q 40/02 (2013.01); H04L 67/306 (2013.01);
Abstract

Techniques are disclosed to calculate a 'life script.' The life script may include various behaviors and/or monetary allocations required for a user to meet one or more user-defined objectives. These objectives may indicate various lifestyle habits desired by the user such as where to live, a maximum commuting time to work, how often to travel, etc. Because each of these objectives requires the user to allocate his funds in a certain way and to live in accordance with a particular set of restraints, user information may be collected and aggregated from several sources to generate a user profile indicating the user's financial information, demographics, psychographics, and lifestyle information. The user profile may then be analyzed to calculate a constraint framework that guides the generation of a life script to allow the user to achieve the desired objectives.


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