The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jun. 06, 2023

Filed:

Apr. 28, 2020
Applicant:

Paypal, Inc., San Jose, CA (US);

Inventors:

Itay Margolin, Pardesiya, IL;

Tomer Handelman, Ramat-Gan, IL;

Assignee:

PayPal, Inc., San Jose, CA (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
H04L 9/40 (2022.01); G06Q 40/02 (2023.01); G06N 3/08 (2023.01); G06Q 50/26 (2012.01); G06N 3/04 (2023.01); G06Q 20/40 (2012.01); G06N 3/045 (2023.01);
U.S. Cl.
CPC ...
H04L 63/0876 (2013.01); G06N 3/04 (2013.01); G06N 3/045 (2023.01); G06N 3/08 (2013.01); G06Q 20/40 (2013.01); G06Q 40/02 (2013.01); G06Q 50/265 (2013.01); H04L 63/102 (2013.01); H04L 63/1425 (2013.01);
Abstract

Techniques are disclosed relating to machine learning techniques for performing user authentication based on the manner in which a user interacts with a client device, including the use of Siamese networks to detect unauthorized use of a device and/or account. In some embodiments, a server system may receive a request to authorize a transaction associated with a user account. The request may include transaction details and, separate from those transaction details, interaction data indicative of a manner in which a requesting user interacts with a client device during a user session. The server system may apply a machine learning model to the interaction data to create an encoding value that is based on the manner in when the requesting user interacts with the client device during the user session. The server system may then compare the encoding value to a reference encoding value and, based on the comparison, determine whether to authorize the transaction.


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