The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jun. 06, 2023
Filed:
Sep. 26, 2019
Applicant:
Bank of America Corporation, Charlotte, NC (US);
Inventors:
Suki Ramasamy, Chennai, IN;
Sasidhar Purushothaman, Hyderabad, IN;
Assignee:
Bank of America Corporation, Charlotte, NC (US);
Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/06 (2012.01); G06Q 20/36 (2012.01); G06Q 20/38 (2012.01); H04L 9/32 (2006.01); H04L 9/06 (2006.01); H04L 67/104 (2022.01); H04L 9/40 (2022.01); H04L 9/00 (2022.01);
U.S. Cl.
CPC ...
G06Q 20/06 (2013.01); G06Q 20/3674 (2013.01); G06Q 20/3825 (2013.01); H04L 9/0637 (2013.01); H04L 9/3247 (2013.01); H04L 63/12 (2013.01); H04L 67/104 (2013.01); H04L 9/50 (2022.05);
Abstract
Methods, systems, and apparatuses for blockchain-based digital token utilization are described herein. Data corresponding to digital tokens may be stored on a blockchain associated with a decentralized peer-to-peer (P2P) network. Smart contracts for collecting digital tokens in exchange for service provider tokens may be deployed to the blockchain. Smart contracts for distributing digital tokens based on credit tokens may be deployed to the blockchain. Through execution of the smart contracts, digital tokens may be utilized by users in various ways.