The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
May. 30, 2023

Filed:

Jun. 18, 2020
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Joseph Benjamin Castinado, North Glenn, CO (US);

Lee Barry Frantz, Souderton, PA (US);

Lee Ann Proud, Ponte Vedra, FL (US);

Ann Ta, Scottsdale, AZ (US);

Assignee:

BANK OF AMERICA CORPORATION, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/08 (2012.01); G06Q 20/20 (2012.01); G06Q 20/32 (2012.01); G06Q 40/02 (2023.01); G06Q 40/00 (2023.01); G06Q 30/00 (2023.01); G06Q 30/02 (2023.01); G06F 16/29 (2019.01); G06F 9/50 (2006.01); H04L 9/40 (2022.01); G06Q 40/10 (2023.01); G06Q 20/10 (2012.01); G06Q 30/018 (2023.01); G06Q 30/0204 (2023.01);
U.S. Cl.
CPC ...
H04L 63/10 (2013.01); G06F 9/5083 (2013.01); G06F 16/29 (2019.01); G06Q 20/1085 (2013.01); G06Q 20/202 (2013.01); G06Q 20/207 (2013.01); G06Q 20/3224 (2013.01); G06Q 40/02 (2013.01); G06Q 40/10 (2013.01); H04L 63/107 (2013.01); G06Q 30/0185 (2013.01); G06Q 30/0205 (2013.01);
Abstract

Embodiments of the invention are directed to systems, methods and computer program products for dynamic resource interaction allocation based on geographic positioning and usage category information associated with a resource interaction system. The invention receives a base positional location and category of usage for a resource interaction system. The invention determines a set of parameters to be used for interactions having characteristics meeting the determined base positional location and category of usage information. When it receives a proposed interaction from a requesting system containing geographic information and usage category information associated with the proposed interaction, it determines whether the geographic information and usage category information associated with the proposed interaction correspond to the base positional location and category of usage for the resource interaction system. If the information matches, the invention applies the set of parameters to the interaction to thereby process the interaction.


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