The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
May. 30, 2023

Filed:

Jun. 23, 2017
Applicants:

Anthony Miller, Minneapolis, MN (US);

Matthew Chock, Apple Vally, MN (US);

David Dickey, Yvonne, MN (US);

Glen Eiden, Forest Lake, MN (US);

Trevor Fast, San Francisco, CA (US);

Shawn Wagoner, Edina, MN (US);

Matthew Wiandt, Edina, MN (US);

Jessica Zeaske, Minneapolis, MN (US);

Inventors:

Anthony Miller, Minneapolis, MN (US);

Matthew Chock, Apple Vally, MN (US);

David Dickey, Yvonne, MN (US);

Glen Eiden, Forest Lake, MN (US);

Trevor Fast, San Francisco, CA (US);

Shawn Wagoner, Edina, MN (US);

Matthew Wiandt, Edina, MN (US);

Jessica Zeaske, Minneapolis, MN (US);

Assignee:

Bind Benefits, Inc., Minneapolis, MN (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/08 (2012.01); G06Q 10/06 (2012.01); G06Q 10/067 (2023.01);
U.S. Cl.
CPC ...
G06Q 40/08 (2013.01); G06Q 10/067 (2013.01);
Abstract

The Use Determination Risk Coverage Datastructure for On-Demand and Increased Efficiency Coverage Detection and Rebalancing Apparatuses, Methods and Systems ('UDRCD') transforms coverage enrollment request, event signal inputs via UDRCD components into coverage enrollment response, add-in recommendation outputs. A coverage enrollment request from a user is obtained. Available options for an enrollment user interface are configured based on the plan sponsor settings. Copay setting selections for individual core coverage services, atomized condition add-in selections, and atomized procedure add-in selections are obtained via the enrollment user interface. A core coverage cost and add-in coverage costs are calculated using the associated modeling data. A user cost for the user is calculated based on the core coverage cost, the subsidization settings for the core coverage cost, the add-in coverage costs, and the subsidization settings for the add-in coverage costs. The enrollment user interface is configured to display the calculated user cost for the user.


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