The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
May. 30, 2023

Filed:

Jun. 07, 2019
Applicant:

Jpmorgan Chase Bank, N.a., New York, NY (US);

Inventors:

Satyajit Balkrishna Saste, Hillsboro, OR (US);

Ashwin Sangtani, West New York, NY (US);

Mark T. Dibattista, Jackson Heights, NY (US);

Benjamin F. Sylvester, III, Darien, CT (US);

James Glynn, New York, NY (US);

Assignee:

JPMORGAN CHASE BANK, N.A., New York, NY (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2023.01); G06Q 40/03 (2023.01); G06F 17/18 (2006.01); G06N 20/00 (2019.01);
U.S. Cl.
CPC ...
G06Q 40/03 (2023.01); G06F 17/18 (2013.01); G06N 20/00 (2019.01);
Abstract

Systems and methods for assessing a credit exposure risk are provided. The methods include collecting credit facility data from at least one credit lender server device; determining, based on the credit facility data, at least one feature vector that is associated with at least one credit borrower device; applying at least one escalation rule to the feature vector; determining whether the at least one feature vector satisfies the applied escalation rule; and when the at least one feature vector is determined as not satisfying the applied escalation rule, performing an escalation action with respect to an entity associated with the credit borrower device.


Find Patent Forward Citations

Saste, Satyajit. (2023). Methods for early credit risk escalation and management and devices thereof (U.S. Patent No. 11663659). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/11663659

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

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