The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
May. 30, 2023

Filed:

Mar. 27, 2018
Applicant:

Hrb Innovations, Inc., Las Vegas, NV (US);

Inventors:

Jason Houseworth, Olathe, KS (US);

Travis Giggy, Palo Alto, CA (US);

Roman Breslav, Newton, MA (US);

Daniel D. Martin, Kansas City, MO (US);

Assignee:

HRB Innovations, Inc., Las Vegas, NV (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); H04L 9/40 (2022.01); G06Q 20/38 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/401 (2013.01); G06Q 20/3829 (2013.01); H04L 63/102 (2013.01); G06Q 2220/00 (2013.01);
Abstract

System and media for determining whether to conduct a transaction with a consumer claiming an identity. Identity points for the identity are stored in a first blockchain. Past transactions conducted by the party are stored in a second blockchain. Permission to read and/or write to the various blockchains are stored in a third blockchain. When the consumer desires to conduct a transaction, they can append a permission for the counterparty to access the identity and/or transaction chains to their permission chain. The counterparty can then make an informed decision as to whether to conduct the transaction with the consumer based on the information stored in the various blockchains.


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