The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
May. 30, 2023

Filed:

Apr. 24, 2020
Applicant:

Wells Fargo Bank, N.a., San Francisco, CA (US);

Inventors:

Chris Theodore Kalaboukis, San Jose, CA (US);

Joon Maeng, Newcastle, WA (US);

Ramanathan Ramanathan, Bellevue, WA (US);

Abhijit Rao, Irvine, CA (US);

Abhijit Shetti, Pleasanton, CA (US);

Assignee:

Wells Fargo Bank, N.A., San Francisco, CA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/38 (2012.01); G06F 9/445 (2018.01); G06Q 20/10 (2012.01); G06Q 40/02 (2023.01); G06Q 20/32 (2012.01); G06Q 20/22 (2012.01); G06F 8/60 (2018.01); G06Q 20/36 (2012.01); G06F 21/12 (2013.01); G06F 16/25 (2019.01);
U.S. Cl.
CPC ...
G06Q 20/382 (2013.01); G06F 8/60 (2013.01); G06F 9/44505 (2013.01); G06F 9/44594 (2013.01); G06F 16/258 (2019.01); G06F 21/12 (2013.01); G06Q 20/108 (2013.01); G06Q 20/223 (2013.01); G06Q 20/326 (2020.05); G06Q 20/3676 (2013.01); G06Q 40/02 (2013.01); G06F 2221/0724 (2013.01); G06Q 2220/00 (2013.01);
Abstract

Systems and methods may generally include sending an executable application, which when executed, automatically causes a monetary transfer. An example method may include performing, at a first user device, a handshake with a second user device, receiving, during the handshake, an operating capability of the second user device, and configuring, based on the operating capability of the second user device, an executable application, which when executed, automatically causes a monetary transfer to occur. The configured executable application may be sent to the second user device for execution.


Find Patent Forward Citations

Loading…