The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
May. 30, 2023

Filed:

Oct. 08, 2021
Applicant:

Block, Inc., San Francisco, CA (US);

Inventors:

Brian Grassadonia, San Francisco, CA (US);

Jesse Wilson, Waterloo, CA;

Ayokunle Omojola, San Francisco, CA (US);

Robert Andersen, San Francisco, CA (US);

Assignee:

BLOCK, INC., Oakland, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/08 (2012.01); G06Q 20/10 (2012.01); H04L 51/046 (2022.01); G06Q 50/00 (2012.01); G06Q 20/32 (2012.01); G06Q 20/34 (2012.01); G06Q 20/40 (2012.01); G06Q 20/30 (2012.01); G06Q 20/16 (2012.01); H04L 41/0273 (2022.01);
U.S. Cl.
CPC ...
G06Q 20/0855 (2013.01); G06Q 20/10 (2013.01); G06Q 20/16 (2013.01); G06Q 20/305 (2013.01); G06Q 20/3223 (2013.01); G06Q 20/3224 (2013.01); G06Q 20/34 (2013.01); G06Q 20/405 (2013.01); G06Q 50/01 (2013.01); H04L 41/0293 (2013.01); H04L 51/046 (2013.01);
Abstract

In some examples, a system generates an identifier for association with a user financial account. The identifier may have a syntax including a currency indicator and a string including one or more characters concatenated together such that the currency indicator appears immediately before the string. The system generates a user-defined identifier and maps, in a database, the user-defined identifier to the user financial account. The system receives a message indicating an intent to transfer funds from a sending user to a receiving user. The message may include the user-defined identifier in lieu of account information of the user financial account, to identify the user as the receiving user. The system parses the message to identify the user-defined identifier and accesses the account information of the user financial account using the identifier. The system initiates a transfer of funds from the sending user account to the user financial account.


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