The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
May. 30, 2023

Filed:

Dec. 30, 2021
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Lee Ann Proud, Ponte Vedra, FL (US);

Martha Sain McClellan, Lancaster, SC (US);

Joseph Benjamin Castinado, North Glenn, CO (US);

Kathleen Hanko Trombley, Oakboro, NC (US);

Assignee:

BANK OF AMERICA CORPORATION, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G06F 9/50 (2006.01); G06F 9/46 (2006.01); G06F 11/30 (2006.01); G06Q 20/10 (2012.01); G06Q 20/20 (2012.01);
U.S. Cl.
CPC ...
G06F 9/5011 (2013.01); G06F 9/466 (2013.01); G06F 9/5044 (2013.01); G06F 11/3086 (2013.01); G06Q 20/10 (2013.01); G06F 11/3006 (2013.01); G06F 2209/508 (2013.01); G06Q 20/204 (2013.01);
Abstract

A system generates electronic alerts through predictive analysis of resource conversions. The system may continuously monitor executed resource transfers to generate historical resource transfer data. Based on the historical resource transfer data, the system may generate a predicted outcome of executing transfers of resources in a first format compared to transfers of resources in a second format. The predicted outcome may then be implemented by the system to select a resource format for transfers occurring in the future and/or at specified intervals.


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