The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
May. 23, 2023

Filed:

May. 05, 2020
Applicant:

American Express Travel Related Services Company, Inc., New York, NY (US);

Inventors:

Faraz Babar, Paradise Valley, AZ (US);

Sylvain Boucard, Brooklyn, NY (US);

Lavanya Venkatanarayanan, Phoenix, AZ (US);

Lisa Yokoyama, Brooklyn, NY (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/22 (2012.01); G06Q 20/40 (2012.01); G06Q 20/10 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/29 (2013.01); G06Q 20/102 (2013.01); G06Q 20/223 (2013.01); G06Q 20/227 (2013.01); G06Q 20/40 (2013.01);
Abstract

A consumer may initiate a transaction using a transaction account. The transaction account issuer may transmit a notification to the consumer that the transaction has been authorized. The consumer may select requestees with whom to split the transaction. The transaction account issuer may transmit instructions via APIs to peer-to-peer payment systems to request payment from the requestees. The peer-to-peer payment systems may transfer the payment to the transaction account issuer, and the transaction account issuer may apply to payment to the consumer's transaction account.


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