The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
May. 16, 2023

Filed:

Aug. 02, 2021
Applicant:

Mastercard International Incorporated, Purchase, NY (US);

Inventor:

Manoneet Kohli, O'Fallon, MO (US);

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2012.01); G06Q 20/40 (2012.01); G06Q 20/08 (2012.01); G07F 7/10 (2006.01); G06Q 20/04 (2012.01); G06Q 20/02 (2012.01); G06Q 20/38 (2012.01); G06Q 20/36 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/409 (2013.01); G06Q 20/02 (2013.01); G06Q 20/04 (2013.01); G06Q 20/0855 (2013.01); G06Q 20/36 (2013.01); G06Q 20/382 (2013.01); G06Q 20/4014 (2013.01); G07F 7/1008 (2013.01);
Abstract

Provided are a system and method for authenticating a transaction. The authentication method may be performed by a user computing device, and may include providing, to a merchant device, account information for payment of a transaction, receiving, from the merchant device, a request to authenticate the transaction using payment software of the user device, and executing the payment software in a virtual environment. The executed payment software may authenticate, with an external server, that the account is paired with the payment software of the user device, and transmit a result of the authenticating to a payment network.


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