The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
May. 16, 2023
Filed:
Feb. 06, 2020
Applicant:
Wells Fargo Bank, N.a., San Francisco, CA (US);
Inventor:
Manpreet Singh, Guwahati, IN;
Assignee:
Wells Fargo Bank, N.A., San Francisco, CA (US);
Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/00 (2012.01); G06Q 20/40 (2012.01); G06Q 20/04 (2012.01); G06Q 40/02 (2023.01); G06V 30/416 (2022.01);
U.S. Cl.
CPC ...
G06Q 20/4016 (2013.01); G06Q 20/042 (2013.01); G06Q 20/403 (2013.01); G06Q 40/02 (2013.01); G06V 30/416 (2022.01);
Abstract
Checks provided to payees by payers can be subject to evaluation. Evaluation includes assessing check validity, for instance by comparing data extracted from a check with data supplied by a financial institution. Evaluation can further comprise determining check clearance probability in view of financial and other credit features of a payer. Results of a validity assessment and a clearance probability computation can provide a basis for generation and communication of recommended action including whether or not to accept a check.