The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
May. 09, 2023

Filed:

Jul. 02, 2018
Applicant:

Visa International Service Association, San Francisco, CA (US);

Inventors:

Payman Mohassel, San Jose, CA (US);

Shashank Agrawal, Mountain View, CA (US);

Chaya Ganesh, New York, NY (US);

Assignee:

Visa International Service Association, San Francisco, CA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); G06Q 20/06 (2012.01); G06Q 20/38 (2012.01); H04L 9/06 (2006.01); H04L 9/32 (2006.01); H04L 9/00 (2022.01);
U.S. Cl.
CPC ...
G06Q 20/403 (2013.01); G06Q 20/065 (2013.01); G06Q 20/3827 (2013.01); H04L 9/0643 (2013.01); H04L 9/3218 (2013.01); H04L 9/3236 (2013.01); H04L 9/3263 (2013.01); G06Q 2220/00 (2013.01); H04L 9/50 (2022.05); H04L 2209/56 (2013.01);
Abstract

Disclosed is a system, method, and computer program product for determining solvency of a digital asset exchange system. The method includes identifying a plurality of blockchain addresses corresponding to a plurality of users of the digital asset exchange system, generating a first commitment to an amount of digital assets corresponding to the plurality of blockchain addresses, generating a second commitment to a balance of each user of the plurality of users, generating a first component of a zero-knowledge algorithm configured to receive, as input, the first commitment, and to output a value generated based on each public key, generating a second component of the zero-knowledge algorithm configured to receive, as input, the second commitment, and to output a value generated based on each user balance, and determining, with at least one processor, that the digital asset exchange system is solvent based on the zero-knowledge algorithm.


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