The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
May. 09, 2023
Filed:
Feb. 01, 2021
Jpmorgan Chase Bank, N.a., New York, NY (US);
Jiangling Wang, Brooklyn, NY (US);
Song Ting Ceng, Brooklyn, NY (US);
Hong Ji, Dix Hills, NY (US);
Riti Singhal, Sayreville, NJ (US);
Liang Zhou, New York, NY (US);
Christopher J Leasor, Westfield, NJ (US);
Somnath Choudhuri, Newark, DE (US);
Shailender Singh, Issaquah, WA (US);
Prashant K Dhingra, Redmond, WA (US);
Parambir S Mudhar, Jersey City, NJ (US);
Rakesh Pathak, Millburn, NJ (US);
James Kaczmarczyk, New Hyde Park, NY (US);
Akshay Karnawat, Palisades Park, NJ (US);
JPMORGAN CHASE BANK, N.A., New York, NY (US);
Abstract
Various methods, apparatuses/systems, and media for implementing a payment application module for searching billets are disclosed. A plurality of data sources include customer profile data, customer payment history data, biller information data, and biller directory data. A processor operatively coupled to the plurality of data sources via a communication network builds a customer profile service area popularity model based on the customer profile data, customer payment history data, biller information data, and biller directory data; receives search query data for searching a biller; builds a biller search machine learning model to optimize weights applied to the search query data; and ranks search results by utilizing the machine learning model in response to the search query data.