The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Apr. 18, 2023

Filed:

Nov. 10, 2021
Applicants:

Equifax, Inc., Atlanta, GA (US);

Fidelity Information Services, Llc, Jacksonville, FL (US);

Inventors:

Helcio Cano, Peachtree Corners, GA (US);

Rich Huffman, Roswell, GA (US);

Ravindra Bijlani, Alpharetta, GA (US);

Richard Michaelson, Shoreview, MN (US);

Rob Harris, Minneapolis, MN (US);

Vivian Van Zyl, Atlanta, GA (US);

Esther Pigg, Duluth, GA (US);

Marty Romain, Oakdale, MN (US);

Assignees:

Equifax, Inc., Atlanta, GA (US);

Fidelity Information Services LLC, Jacksonville, FL (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04L 9/40 (2022.01); H04L 67/53 (2022.01); H04L 67/306 (2022.01); H04W 12/06 (2021.01); H04L 9/32 (2006.01);
U.S. Cl.
CPC ...
H04L 63/0884 (2013.01); H04L 63/083 (2013.01); H04L 67/53 (2022.05); H04L 9/3271 (2013.01); H04L 67/306 (2013.01); H04L 2463/102 (2013.01); H04W 12/06 (2013.01);
Abstract

A telecommunications network server system provides a digital identifier to a user device. The digital identifier may include identification data corresponding to a user of the user device. In addition, the telecommunications network server system receives, from one or more third-party systems, requests to authenticate the user for an electronic transaction with the respective third-party system. The telecommunications network server system provides a unique electronic transaction code to each third-party system. Responsive to receiving from the user device one of the unique electronic transaction codes, the telecommunications network server system provides, to the respective third-party system, authentication of the user.


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