The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Apr. 18, 2023

Filed:

Feb. 08, 2021
Applicant:

United Services Automobile Association (Usaa), San Antonio, TX (US);

Inventor:

John Chandler Hopkins, San Antonio, TX (US);

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/08 (2012.01); G06F 17/40 (2006.01); G08G 1/09 (2006.01);
U.S. Cl.
CPC ...
G06Q 40/08 (2013.01); G06F 17/40 (2013.01); G08G 1/09 (2013.01); B60W 2556/45 (2020.02);
Abstract

Apparatus and methods to process vehicle or driver behavior data are described herein. In particular, systems and methods can be configured to receive vehicle behavior data measuring at least a driving behavior; calculate, in response to receiving the vehicle behavior data, a quantitative measure of probable liability associated with the vehicle behavior data; determine, by a premium calculating engine, a premium for a vehicle insurance policy covering a vehicle associated with the vehicle behavior data; and offer the vehicle insurance policy to an owner of the vehicle.


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