The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Apr. 18, 2023

Filed:

Jul. 20, 2020
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Charles Jason Burrell, Middleburg, FL (US);

Justin Riley duPont, Charlotte, NC (US);

Michael Robert Hasslinger, Huntersville, NC (US);

John Allen Sellers, Kennett Square, PA (US);

Tony England, Tega Cay, SC (US);

Christina Ann Lillie, Saline, MI (US);

Assignee:

BANK OF AMERICA CORPORATION, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/0207 (2023.01); G06Q 20/10 (2012.01); G06Q 20/36 (2012.01); G06Q 40/02 (2023.01); G06Q 30/0226 (2023.01);
U.S. Cl.
CPC ...
G06Q 30/0215 (2013.01); G06Q 20/102 (2013.01); G06Q 20/3676 (2013.01); G06Q 20/3678 (2013.01); G06Q 30/0233 (2013.01); G06Q 40/02 (2013.01);
Abstract

Systems, computer program products, and methods are described herein for recurring auxiliary resource distribution. The present invention may be configured to detect a trigger event associated with a plurality of sources, where the plurality of sources includes a standard source and an auxiliary source, and where the plurality of sources is associated with a user. The present invention may be configured to transform, using a resource transformation engine and based on the trigger event, a first amount of auxiliary resources in the auxiliary source to a second amount of standard resources, deduct the first amount of auxiliary resources from a first balance of the auxiliary source, and add the second amount of standard resources to a second balance of the standard source. The present invention may be configured to perform a resource distribution using the second amount of standard resources from the standard source.


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