The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Apr. 18, 2023

Filed:

Jul. 09, 2020
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Robert S. Mumma, Chicago, IL (US);

Patrick Burgess, Chicago, IL (US);

Trish Gillis, Chicago, IL (US);

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/00 (2023.01); G06N 5/04 (2023.01); G06N 20/00 (2019.01); G06Q 20/42 (2012.01); G06Q 10/0631 (2023.01); G06Q 30/018 (2023.01); G06Q 20/32 (2012.01); G06Q 20/40 (2012.01); G06F 9/54 (2006.01); H04L 67/55 (2022.01); H04W 88/02 (2009.01);
U.S. Cl.
CPC ...
G06N 5/04 (2013.01); G06F 9/542 (2013.01); G06N 20/00 (2019.01); G06Q 10/06316 (2013.01); G06Q 20/326 (2020.05); G06Q 20/3221 (2013.01); G06Q 20/40 (2013.01); G06Q 20/425 (2013.01); G06Q 30/0185 (2013.01); H04L 67/55 (2022.05); H04W 88/02 (2013.01);
Abstract

An actionable alert platform is provided. The platform may utilize artificial intelligence ('AI') to formulate alert triggers that inform a user regarding unusual activity associated with a target transaction. The platform allows a user to enter customized criteria for an alert trigger and actionable responses for remediating the detected alert trigger. In response to detecting an alert trigger, the platform may formulate and transmit push notifications to a mobile device of user. The user may implement the actionable response directly from within the push notification. The platform may also provide push notifications to the user that advise on a status of the target transaction after applying the actionable response. An AI engine may generate additional alert triggers based on the criteria entered by the user. The AI engine may generate the actionable responses for any alert trigger.


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