The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Apr. 11, 2023

Filed:

Jan. 31, 2019
Applicant:

Synchrony Bank, Draper, UT (US);

Inventors:

Jake Miller, Draper, UT (US);

Joseph Nelly, Draper, UT (US);

Jared King, Draper, UT (US);

Kaeli Stichler, Draper, UT (US);

Shawn Dole, Draper, UT (US);

Timothy Christensen, Draper, UT (US);

Jennifer Muller, Draper, UT (US);

Taylor Young, Draper, UT (US);

Seamus Sullivan, Draper, UT (US);

Prakash Kothandapani, Draper, UT (US);

Assignee:

Synchrony Bank, Stamford, CT (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/20 (2012.01); G06Q 20/16 (2012.01); G06Q 20/24 (2012.01); G06Q 20/32 (2012.01); G06Q 40/02 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/204 (2013.01); G06Q 20/16 (2013.01); G06Q 20/24 (2013.01); G06Q 20/3274 (2013.01); G06Q 40/025 (2013.01);
Abstract

A method performed by at least one computing device. The method includes receiving a credit request from a self-checkout device before a customer completes an instore checkout process and sending a request for a Uniform Resource Locator ('URL') to one or more authentication computing devices. The authentication computing device(s) send the URL to the mobile device. The method includes sending a credit application to the mobile device after the customer selects the URL, receiving a submission of the credit application from the mobile device, approving credit based on the submission, and forwarding a code to the mobile device. The code indicates that the credit is to be used to complete the instore checkout process when scanned by the scanner.


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