The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Apr. 04, 2023

Filed:

Oct. 10, 2018
Applicant:

Wells Fargo Bank, N.a., San Francisco, CA (US);

Inventors:

Darren M. Goetz, Salinas, CA (US);

Chris Kalaboukis, San Jose, CA (US);

Lisa R. Magana, San Francisco, CA (US);

Andrew L. Martinez, San Francisco, CA (US);

Uma Meyyappan, Freemont, CA (US);

Dennis E. Montenegro, Concord, CA (US);

Marla M. Pacis, Daly City, CA (US);

Timothy R. Ward, Mesa, AZ (US);

Assignee:

Wells Fargo Bank, N.A., San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G07C 9/00 (2020.01); G06Q 20/40 (2012.01); G06V 20/00 (2022.01);
U.S. Cl.
CPC ...
G07C 9/00912 (2013.01); G06Q 20/4014 (2013.01); G06V 20/00 (2022.01);
Abstract

Disclosed herein are systems and methods for executing a transaction via a locker. A seller is provided initial access to the locker to deposit a good in the locker. The seller deposits the good in the locker. Following the seller depositing the good in the locker, the seller's access is revoked, and the buyer is provided access to the locker. The buyer may then arrive at the locker and provide authentication information to an authentication device. When the buyer is authenticated, the locker door (with the good inside the locker) is unlocked. The buyer can then inspect and accept the good. When the good is accepted, funds may be transferred from an account associated with the buyer to an account associated with the seller.


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