The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Apr. 04, 2023
Filed:
Jun. 30, 2015
Mastercard International Incorporated, Purchase, NY (US);
Amyn Dhala, Jersey City, NJ (US);
Kimberly Lewis Peyton, New York, NY (US);
Tim Mattingly, Chesterfield, MO (US);
Alain Delperdange, Jodoigne-souveraine, BE;
Dominique Steenbeek, Wavre, BE;
Gregory Coburn, Dublin, IE;
Susan Rassbach, Fenton, MO (US);
Mark N. Savoye, Hartsdale, NY (US);
Benjamin Dessy, Ceroux, BE;
Karen Randell, O'Fallon, MO (US);
Brad Dickinson, O'Fallon, MO (US);
Navjot Sidhu, Ardsley, NY (US);
Corey Hively, O'Fallon, MO (US);
MASTERCARD INTERNATIONAL INCORPORATED, Purchase, NY (US);
Abstract
A method for fraud control of a transaction account based on geolocation includes: storing, in an account database, an account profile including data related to a transaction account including a first profile rule associated with a first geographic area and a second profile rule associated with a second geographic area different from the first; receiving an authorization request for a first transaction involving a first payment card, the request including a first geographic location; receiving an authorization request for a second transaction involving a second payment card, the request including a second geographic location; determining validation for each authorization request, wherein each is determined to be valid if the geographic location is in a geographic area corresponding to the first geographic area or the second geographic area; and transmitting the determination of validation for each authorization request to a payment network for processing of the associated payment transaction.