The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Mar. 28, 2023

Filed:

Sep. 27, 2021
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

Mohammad Shami, San Mateo, CA (US);

Bogdan Nedanov, Newark, DE (US);

Conor Anstett, Washington, DC (US);

Joshua Edwards, Philadelphia, PA (US);

Assignee:

Capital One Services, LLC, McLean, VA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
H04L 9/40 (2022.01); G06Q 20/40 (2012.01); G06F 16/332 (2019.01); G06N 3/084 (2023.01); G06N 3/04 (2023.01); G06N 3/08 (2023.01); G06N 5/046 (2023.01); G06N 5/022 (2023.01);
U.S. Cl.
CPC ...
G06Q 20/4016 (2013.01); G06F 16/332 (2019.01); G06N 3/0427 (2013.01); G06N 3/08 (2013.01); G06N 3/084 (2013.01); G06Q 20/405 (2013.01); G06Q 20/4014 (2013.01); H04L 63/1408 (2013.01); G06N 3/0481 (2013.01); G06N 5/022 (2013.01); G06N 5/046 (2013.01); H04L 2463/102 (2013.01);
Abstract

Systems and methods are provided for authorizing an electronic transaction. In one implementation at least one processor is programmed to receive electronic transaction data and historical transaction data, the electronic transaction data including an entity identifier component and an amount component of an electronic transaction; determine, based on the entity identifier component and the amount component, a location of the electronic transaction in a space of a distributed representation space, the distributed representation space comprising a mapping of electronic transaction components in a high-order space; determine locations of the historical transaction data in the distributed representation space; determine a decision boundary in the distributed representation space based on the locations of the historical transaction data; and authorize the electronic transaction based on the location of the electronic transaction being within the decision boundary.


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