The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Mar. 21, 2023

Filed:

Jun. 01, 2021
Applicant:

Synchrony Bank, Stamford, CT (US);

Inventors:

Leonard Jennings, Stamford, CT (US);

Claire Quinn, Stamford, CT (US);

M. Ramona Bryson, Stamford, CT (US);

Deirdre Baker, Stamford, CT (US);

Marcia Englefield, Stamford, CT (US);

Assignee:

SYNCHRONY BANK, Stamford, CT (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/00 (2012.01); G06Q 30/0226 (2023.01); G06Q 30/0238 (2023.01); G06Q 30/0207 (2023.01);
U.S. Cl.
CPC ...
G06Q 30/0226 (2013.01); G06Q 30/0215 (2013.01); G06Q 30/0238 (2013.01);
Abstract

In one aspect of the present disclosure, a device includes one or more memories having computer-readable instructions stored therein and one or more processors. The one or more processors are configured to execute the computer-readable instructions to receive, over a period of time, information regarding transactions conducted in association with a user account; identify a category associated with one or more of the transactions based on the information, wherein identifying yields a number of categories; generate a ranking of the categories based on a transaction parameter; assign a different number of points to corresponding transactions in one or more of the categories based on the ranking, with a highest number of points assigned to the corresponding transactions in at least one category with highest ranking; and apply the corresponding number of points to the user account.


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