The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Mar. 21, 2023

Filed:

May. 21, 2019
Applicant:

Wells Fargo Bank, N.a., San Francisco, CA (US);

Inventors:

Eliza Fain, San Francisco, CA (US);

Dilip Menon, San Francisco, CA (US);

Prasanth Nandanuru, Seriligampally, IN;

Paramdeep Singh, San Francisco, CA (US);

Jimmy C. Wang, Alamo, CA (US);

Assignee:

Wells Fargo Bank, N.A., San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/02 (2012.01); G06Q 20/40 (2012.01); G06Q 20/10 (2012.01); G06N 20/00 (2019.01);
U.S. Cl.
CPC ...
G06Q 20/4016 (2013.01); G06N 20/00 (2019.01); G06Q 20/1085 (2013.01); G06Q 40/02 (2013.01);
Abstract

Examples described herein relate to apparatuses and methods of detecting fraudulent activity at an automated teller machine (ATM) using a machine learning model. A method includes receiving ATM activity data indicative of one or more withdrawal transactions at one or more ATMs using a transaction card, receiving transaction data and ATM data, ingesting the transaction data and the ATM data, analyzing the ingested transaction data and the ingested ATM data using a machine learning model, determining that the ingested transaction data and the ingested ATM data indicate a likelihood of fraudulent activity using the machine learning model, and performing, using the machine learning model, one or more remedial actions based on the determined likelihood of fraudulent activity.


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