The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Mar. 14, 2023

Filed:

Feb. 16, 2021
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Maria Konyakhina Smith, Gastonia, NC (US);

John Henry Denning, Charlotte, NC (US);

Ruchira Ghosh, Southlake, TX (US);

Assignee:

BANK OF AMERICA CORPORATION, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/42 (2012.01); G06Q 20/40 (2012.01); G06Q 20/38 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/42 (2013.01); G06Q 20/389 (2013.01); G06Q 20/405 (2013.01); G06Q 20/4016 (2013.01);
Abstract

Embodiments of the invention are directed to systems, methods, and computer program products for intelligent transaction information sharing, issue notification, and remedial response. By utilizing a common platform for information sharing between multiple financial entities, the invention provides a channel of communication between these entities in order to provide preemptive information as to potential problematic resource transfers. The system is also adaptive in that it can be adjusted based on the needs or goals of the entity or team utilizing it, and may adapt over time in an intelligent fashion to identify and alert of patterns developing over a cross-transaction dataset in real time.


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