The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Mar. 07, 2023
Filed:
Dec. 04, 2019
Applicant:
Wells Fargo Bank, N.a., San Francisco, CA (US);
Inventors:
Deana Cook, Wilmington, DE (US);
Darrell L. Suen, San Ramon, CA (US);
William E. Wheeler, San Francisco, CA (US);
Assignee:
Wells Fargo Bank, N.A., San Francisco, CA (US);
Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/32 (2012.01); H04L 9/32 (2006.01); G06Q 20/38 (2012.01); G06Q 20/40 (2012.01); G06Q 20/20 (2012.01); G06Q 20/34 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/3278 (2013.01); G06Q 20/204 (2013.01); G06Q 20/3226 (2013.01); G06Q 20/352 (2013.01); G06Q 20/38215 (2013.01); G06Q 20/4012 (2013.01); G06Q 20/40145 (2013.01); H04L 9/3213 (2013.01); H04L 9/3226 (2013.01); H04L 9/3234 (2013.01); G06Q 2220/00 (2013.01); H04L 2209/56 (2013.01);
Abstract
A method, apparatus, and system of activating and using a contactless card are disclosed. More particularly, a transaction card including a contactless enabled chip having payment information and identity information stored thereon, where the contactless enabled chip is configured to communicate the identity information to a mobile device via a contactless communication, and where the identity information comprises a cryptographic key, cryptographic token, or a digital certificate is disclosed.