The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Feb. 28, 2023

Filed:

Jan. 04, 2021
Applicant:

Paypal, Inc., San Jose, CA (US);

Inventors:

Sebastien Taveau, Redwood City, CA (US);

John Hastings Granbery, Boston, MA (US);

Assignee:

PayPal, Inc., San Jose, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04W 12/08 (2021.01); G06Q 20/32 (2012.01); H04W 4/60 (2018.01); H04W 4/80 (2018.01); H04L 9/40 (2022.01); G06F 21/60 (2013.01); G06Q 20/34 (2012.01); G06Q 20/40 (2012.01); H04L 67/1095 (2022.01); H04L 67/10 (2022.01);
U.S. Cl.
CPC ...
H04W 12/08 (2013.01); G06F 21/606 (2013.01); G06Q 20/3223 (2013.01); G06Q 20/3227 (2013.01); G06Q 20/3278 (2013.01); G06Q 20/351 (2013.01); G06Q 20/405 (2013.01); H04L 63/04 (2013.01); H04L 63/08 (2013.01); H04L 67/10 (2013.01); H04L 67/1095 (2013.01); H04W 4/60 (2018.02); H04W 4/80 (2018.02);
Abstract

Systems and methods for managing concurrent secure elements on a mobile device to coordinate with an application or 'app' running on the mobile device and an appropriate communications protocol for conducting transactions using the mobile device include: informing, by the processor, the reader device of a preferred app and a communication protocol usable by the preferred app; receiving, by the processor, information about which apps and communication protocols are supported by a reader for processing a transaction; locating, by the processor, a secure element supporting an app and a communication protocol supported by the reader; channeling the communication protocol for the specific configuration of the app and the supporting secure element; activating the secure element that supports the app; and processing, with the activated secure element, using the supported app and communication channel, the transaction with the reader.


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