The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Feb. 28, 2023
Filed:
Jun. 15, 2018
Wells Fargo Bank, N.a., San Francisco, CA (US);
David Dietrich, Charlotte, NC (US);
Iris Duncan, Oakton, VA (US);
Bryan Kroll, San Mateo, CA (US);
Paul Ku, San Francisco, CA (US);
Kristine Ing Kushner, Orinda, CA (US);
David G. Lamb, San Francisco, CA (US);
Darrell L. Suen, San Ramon, CA (US);
Wells Fargo Bank, N.A., San Francisco, CA (US);
Abstract
A method for implementing transactions includes receiving, by a first computing system, a transaction request from a second computing system, the transaction request indicating a first account number that is an alias of a transaction account having a second account number, and specifying a transaction. The method further includes determining the second account number by referencing a data structure that associates the first account number and the second account number, determining a verification policy associated with the second account number, and transmitting a verification challenge based on the verification policy. The method yet further includes receiving a response to the verification challenge, determining to authorize the transaction request based on the response to the verification challenge, and implementing the transaction involving the transaction account specified by the transaction request.