The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Feb. 21, 2023

Filed:

Jul. 03, 2018
Applicant:

Advanced New Technologies Co., Ltd., Grand Cayman, KY;

Inventors:

Chao Xiu, Hangzhou, CN;

Lei Wang, Hangzhou, CN;

Yingde Liu, Hangzhou, CN;

Assignee:
Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/24 (2012.01); G06Q 20/20 (2012.01); G06Q 20/38 (2012.01); G06Q 20/08 (2012.01); G06Q 20/32 (2012.01); G06Q 20/40 (2012.01); G06Q 20/36 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/24 (2013.01); G06Q 20/08 (2013.01); G06Q 20/20 (2013.01); G06Q 20/3274 (2013.01); G06Q 20/3276 (2013.01); G06Q 20/3278 (2013.01); G06Q 20/3674 (2013.01); G06Q 20/3829 (2013.01); G06Q 20/401 (2013.01); G06Q 20/403 (2013.01); G06Q 20/409 (2013.01); G06Q 20/4093 (2013.01);
Abstract

Implementations of the present application provide data interaction and offline credit payment methods and devices. In one implementation, a credit payment code generated by a server is obtained by scanning and parsing a two-dimensional code presented on a mobile computing device for making a payment. The credit payment code is then decrypted based on asymmetric key decryption to obtain a credit payment token. The credit payment token is parsed to obtain security content included in the credit payment token. The payment associated with the credit payment code is then determined to satisfy the security content and the payment is verified with the server that generates the credit payment code at a predetermined time.


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