The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Feb. 14, 2023

Filed:

Jul. 02, 2020
Applicant:

American Express Travel Related Services Company, Inc., New York, NY (US);

Inventors:

Aman Baweja, New Delhi, IN;

Krishnendu Das, Gurgaon, IN;

Susan K. Gluch, Mesa, AZ (US);

Rajat Jain, Scottsdale, AZ (US);

Abhishek Jha, Scottsdale, AZ (US);

Rama Krishna Avinash Varma Kakarlapudi, Scottsdale, AZ (US);

Sulabh Monga, Scottsdale, AZ (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/00 (2012.01); G06Q 30/018 (2023.01); G06Q 40/02 (2023.01); G06Q 30/0601 (2023.01); G06Q 20/38 (2012.01); G06Q 10/107 (2023.01); G06Q 50/26 (2012.01); G06Q 20/40 (2012.01);
U.S. Cl.
CPC ...
G06Q 30/0185 (2013.01); G06Q 10/107 (2013.01); G06Q 20/385 (2013.01); G06Q 20/40 (2013.01); G06Q 20/4016 (2013.01); G06Q 30/0633 (2013.01); G06Q 40/02 (2013.01); G06Q 50/265 (2013.01);
Abstract

Disclosed are various embodiments for detecting security breaches using watchdog transaction accounts. A security agent can initiate a purchase with a first electronic commerce system and provide a watchdog transaction account as payment for the purchase. The security agent can then store a record of the purchase which includes a merchant identifier for the merchant and the watchdog transaction account. Subsequently, a transaction authorization system can determine that authorization for a transaction with second electronic commerce system failed. If the transaction authorization system determines that the account used in the transaction with the second electronic commerce system, then the transaction authorization system can determine that the first electronic commerce system has suffered a security breach.


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