The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Feb. 14, 2023

Filed:

Jan. 24, 2020
Applicant:

Visa International Service Association, San Francisco, CA (US);

Inventors:

Christian Flurscheim, Concord, CA (US);

Erick Wong, Vancouver, CA;

Oleg Makhotin, Paris, FR;

Assignee:

Visa International Service Association, San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/10 (2012.01); G06Q 20/40 (2012.01); G06Q 20/32 (2012.01); G06Q 30/02 (2012.01); G06Q 20/38 (2012.01); G06Q 30/0238 (2023.01); H04L 51/18 (2022.01);
U.S. Cl.
CPC ...
G06Q 20/10 (2013.01); G06Q 20/322 (2013.01); G06Q 20/387 (2013.01); G06Q 20/40 (2013.01); G06Q 30/0238 (2013.01); H04L 51/18 (2013.01);
Abstract

A system and method uses one or more repurposed data fields in a payment transaction message to pass the merchant consumable data from a mobile device to the merchant system using an existing channel. The merchant consumable data relate to loyalty or rewards.


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