The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Feb. 07, 2023

Filed:

Dec. 07, 2020
Applicant:

International Business Machines Corporation, Armonk, NY (US);

Inventors:

Mark S. Fredrickson, Rochester, MN (US);

Scott D. Frei, Rochester, MN (US);

Chad Albertson, Rochester, MN (US);

Jeb R. Linton, Manassas, VA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/00 (2012.01); H04L 9/40 (2022.01); G06Q 20/40 (2012.01); G06Q 20/38 (2012.01);
U.S. Cl.
CPC ...
H04L 63/0807 (2013.01); G06Q 20/385 (2013.01); G06Q 20/4097 (2013.01); H04L 63/10 (2013.01);
Abstract

Aspects described herein include a computer-implemented method (and related system and computer program product) comprising receiving, from a bonding service, an authorization request for a predefined authorized use of a good or service by a user. The authorization request indicates that the user meets one or more predefined criteria for the predefined authorized use. The method further comprises determining one or more penalty conditions of a bonding agreement for the predefined authorized use by the user, and receiving, from the bonding service, a confirmation that the user agrees to meet the one or more penalty conditions of the bonding agreement. The method further comprises receiving, from an owner of the good or service, an authorization of the authorization request, and transmitting, responsive to authorization of the authorization request, a token to the bonding service that enables the user to access the predefined authorized use of the good or service.


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