The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Feb. 07, 2023
Filed:
Jun. 17, 2021
Bank of America Corporation, Charlotte, NC (US);
Matthew Edward Carroll, Charlotte, NC (US);
Bank of America Corporation, Charlotte, NC (US);
Abstract
An apparatus for determining individual consumption for a plurality of users through computer network monitoring. The apparatus comprises a memory and a processor. The processor is configured to receive data from one or more smart devices associated with a first user and a second user through data streaming between the one or more smart devices and a server. The processor is further configured to determine that a first home associated with the first user and a second home associated with a second user are located within a distance threshold from each other based, at least in part, on geolocation information. The processor is further configured to determine that the first user and the second user are comparable peers. The processor is further configured to determine that an individual consumption of one of the comparable peers is greater than an average total consumption and to transmit an alert.