The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Feb. 07, 2023

Filed:

Feb. 05, 2019
Applicant:

International Business Machines Corporation, Armonk, NY (US);

Inventors:

Thomas T. Hanis, Raleigh, NC (US);

Subhendu Das, Chapel Hill, NC (US);

Shanna Hayes, Cary, NC (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 40/02 (2012.01); G06N 20/00 (2019.01); G06Q 20/40 (2012.01); G06F 16/28 (2019.01);
U.S. Cl.
CPC ...
G06Q 40/02 (2013.01); G06F 16/285 (2019.01); G06N 20/00 (2019.01); G06Q 20/4016 (2013.01);
Abstract

A computer-implemented method for performing financial fraud assessment, the method includes receiving financial information associated with customer accounts that have been identified as being associated with suspicious financial activity; establishing communities for the customer accounts; creating a baseline set of features for each of the communities; receiving new financial information associated with customer accounts; updating the communities for the customer accounts based on the new financial information; extracting an updated set of features for each of the communities; and performing fraud assessment by determining whether a change between the updated set of features and the baseline set of features for each of the communities is indicative of an increased risk of fraud.


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