The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Feb. 07, 2023

Filed:

Feb. 14, 2020
Applicant:

Stripe, Inc., San Francisco, CA (US);

Inventors:

Andrew G. Hoskins, Burlingame, CA (US);

Jay Shah, New York, NY (US);

Matthew William Janiga, South San Francisco, CA (US);

Peter Cronin Terrill, San Francisco, CA (US);

Assignee:

STRIPE, INC., San Fransicso, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/02 (2012.01); G06Q 30/018 (2023.01); G06Q 30/0601 (2023.01); G06F 9/54 (2006.01); H04L 67/306 (2022.01); G06F 16/2455 (2019.01);
U.S. Cl.
CPC ...
G06Q 30/018 (2013.01); G06F 9/54 (2013.01); G06F 16/24558 (2019.01); G06Q 20/02 (2013.01); G06Q 30/0609 (2013.01); H04L 67/306 (2013.01); G06Q 30/0617 (2013.01);
Abstract

A method and apparatus for managing capabilities of an account of a user system at a commerce platform are described. The method may include receiving, at the commerce platform, a request from a user system that identifies an account at the commerce platform and includes a capability requested for the account, where the requested capability corresponds to a desired functionality of the account. The method may also include mapping the requested capability to a compliance plan that defines a set of account data to be collected before activation of the capability for the account by the commerce platform. Furthermore, the method may include transmitting a message, generated by the commerce platform, that comprises a listing of additional data to be provided by the user system before activation of the capability for the account, where the additional data comprises a minimal set of account data defined by the compliance plan less any data already associated with the account at the commerce platform. The method may also include, in response to receiving, by the commerce platform, at least one response from the user system that includes the additional data, activating the capability for the account.


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