The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Feb. 07, 2023

Filed:

Jun. 29, 2018
Applicant:

Visa International Service Association, San Francisco, CA (US);

Inventors:

Ayman Hammad, Pleasanton, CA (US);

Patrick Faith, Pleasanton, CA (US);

Krishna Prasad Koganti, Cupertino, CA (US);

Ben Rewis, Oakland, CA (US);

Brendan Xavier Louis, Tracy, CA (US);

Kevin Weller, San Anselmo, CA (US);

Benedicto Hernandez Dominguez, San Bruno, CA (US);

Assignee:

VISA INTERNATIONAL SERVICE ASSOCIATION, San Francisco, CA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); G06F 21/34 (2013.01); G06Q 20/12 (2012.01); G06Q 20/36 (2012.01); G06Q 20/38 (2012.01); G06Q 20/42 (2012.01); G06Q 30/06 (2012.01); H04L 9/08 (2006.01); H04L 9/32 (2006.01); H04L 9/40 (2022.01);
U.S. Cl.
CPC ...
G06Q 20/409 (2013.01); G06F 21/34 (2013.01); G06Q 20/12 (2013.01); G06Q 20/3674 (2013.01); G06Q 20/385 (2013.01); G06Q 20/3821 (2013.01); G06Q 20/40 (2013.01); G06Q 20/42 (2013.01); G06Q 20/425 (2013.01); G06Q 30/06 (2013.01); H04L 9/0866 (2013.01); H04L 9/321 (2013.01); H04L 9/3234 (2013.01); H04L 9/3273 (2013.01); H04L 63/0853 (2013.01); G06F 2221/2129 (2013.01); G06Q 2220/00 (2013.01); H04L 63/126 (2013.01); H04L 2209/56 (2013.01);
Abstract

Methods and systems pertaining secure transaction systems are disclosed. In one implementation, a merchant server payment information from a user computer. The merchant server can transmit a verification request to a gateway as well as receive a verification response from the gateway. The merchant server can transmit an authentication request and receive an authentication response. After receiving the authentication response, the merchant server can initiate an authorization process.


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