The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jan. 31, 2023
Filed:
Jul. 20, 2020
State Farm Mutual Automobile Insurance Company, Bloomington, IL (US);
Timothy Joel Davis, Warrenville, IL (US);
Amy Engelhorn, Normal, IL (US);
Tami R. Custer, Hudson, IL (US);
Karen E. Przybylski, Bloomington, IL (US);
Paul C. Szews, Wauwatosa, WI (US);
Rosemarie Geier Grant, Ellsworth, IL (US);
Eric Haefli, Bloomington, IL (US);
Arthur P. Paulette, Jr., Bristol, CT (US);
STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Bloomington, IL (US);
Abstract
In a computer-implemented method, one or more digital aerial images of a property of a current or potential policyholder may be received. The digital aerial image(s) may be processed to determine one or more features of the property, including one or more features of a tree. A predicted location of roots of the tree is determined based upon the tree feature(s). The property feature(s) is/are analyzed to determine a risk of damage to a structure located on the property, by analyzing at least the predicted location of roots of the tree to determine a risk of damage to a foundation of the structure. Based at least in part on this risk, a risk output is generated that includes an indication of whether action should be taken to mitigate the risk of damage and/or whether insurance coverage should be offered, and/or includes a measure of the risk of damage.