The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jan. 31, 2023
Filed:
Dec. 17, 2020
Wells Fargo Bank, N.a., San Francisco, CA (US);
Shari Van Cleave, San Francisco, CA (US);
Darren Michael Goetz, Salinas, CA (US);
Dennis Emmanuel Montenegro, Concord, CA (US);
Dominik Vltavsky, Belmont, CA (US);
Fairy Bui, Berkeley, CA (US);
Jason Huang, San Francisco, CA (US);
Christopher Sipanya, San Jose, CA (US);
Wells Fargo Bank, N.A., San Francisco, CA (US);
Abstract
An example method includes receiving information related to a transaction with a financial account initiated by a customer at a financial terminal, the financial account including a transaction limit. Based on the information related to the transaction exceeding the transaction limit for the financial account, the method includes identifying a mobile device associated with the financial account and receiving location information of the mobile device via one or both of a passive location response or an active location response. Based on the location information of the mobile device, the method includes determining that the mobile device is located within a predetermined distance from a location of the financial terminal and temporarily changing the transaction limit for the financial account by a variable amount based on whether the location information of the mobile device was received via the one or both of the passive or the active location response.