The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jan. 31, 2023
Filed:
Aug. 20, 2020
Uipco, Llc, San Antonio, TX (US);
Robert Lee Black, San Antonio, TX (US);
Matthew Ryan Santacroce, San Antonio, TX (US);
Andre Rene Buentello, San Antonio, TX (US);
Jose L. Romero, Jr., San Antonio, TX (US);
Timothy Blair Chalmers, San Antonio, TX (US);
Samip Dilip Mehra, Peoria, AZ (US);
United Services Automobile Association (USAA), San Antonio, TX (US);
Abstract
A system and method for preventing fraudulent credit card or debit card transactions by coupling a smart phone to the credit card or the debit card, and transmitting identification information from the smart phone to the card. The card is normally disabled such that no transaction may take place unless the card is enabled. The card receives the transmitted identification information and compares that information to corresponding information stored on the card. If the received information matches the stored information, the card is enabled thus allowing the transaction to take place.