The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jan. 31, 2023

Filed:

Mar. 08, 2022
Applicant:

Lithic, Inc., New York, NY (US);

Inventors:

Jason Kruse, Brooklyn, NY (US);

Boling Jiang, Brooklyn, NY (US);

Andrew Roth, Scarsdale, NY (US);

Assignee:

Lithic, Inc., New York, NY (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); H04L 9/14 (2006.01); H04L 9/30 (2006.01); H04L 9/32 (2006.01); H04L 9/40 (2022.01);
U.S. Cl.
CPC ...
G06Q 20/401 (2013.01); H04L 9/14 (2013.01); H04L 9/30 (2013.01); H04L 9/3247 (2013.01); H04L 63/0442 (2013.01); H04L 63/0407 (2013.01); H04L 63/06 (2013.01); H04L 2209/56 (2013.01);
Abstract

In one embodiment, a method includes receiving, at a privacy transaction server, from a user device, a privacy transaction card creation request including merchant metadata for a first merchant server, generating a privacy transaction card associated with an issuer server, storing, in a privacy transaction database, a privacy transaction card record for the privacy transaction card, including tagged card data identifying the first merchant server, transmitting, to the privacy component, the privacy transaction card, receiving, from the issuer server, a transaction approval request associated with the privacy payment card, the transaction approval request including transaction metadata identifying a second merchant server, retrieving the privacy transaction card record, analyzing the transaction metadata and the tagged card data to determine whether there is a match between the first merchant server and the second merchant server, and transmitting a transaction approval response indicating whether the transaction is approved.


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